Why Wedding Insurance?
A growing number of couples are choosing wedding insurance to guard against issues such as lost deposits, host liability coverage, gift breakage, lost or damaged photographs and unavoidable cancellation or postponement. The average wedding is topping more than $20,000. Wedding insurance makes good financial sense to protect the investment by providing the following coverages:
No Dress: You can get repair or replacement cost if the bride's wedding gown or groom's tuxedo is lost or damaged.
Lost Deposits: The insurer can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
Lost Rings: You can receive repair or replacement cost if the bride's or groom's wedding band is lost or damaged.
Severe Weather: If severe weather forces you to postpone your wedding, the insurer can provide reimbursement for non-recoverable expenses.
Transportation Shutdown: If you have to postpone your wedding because a commercial transportation shutdown prevents the bride or groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.
Ruined Photos: If your photographer's film is defective, lost or damaged, the insurer can help reconvene your wedding party to take new photos or video.
Call to Duty: If the bride or groom is unexpectedly called up to duty or military or service leave is revoked, forcing you to postpone the event, the insurer can provide reimbursement for non-recoverable expenses.
Damaged Gifts: You can get repair or replacement cost if your wedding gifts are damaged.
Sudden Illness: If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.
Venue Requires Insurance: You can add liability coverage and liquor liability coverage to protect yourself in case a guest is injured or causes damage to property.